Finance · Library course
Find Your Retirement Number and a Plan to Reach It
Work out how much you need to retire from your own spending, check whether your savings rate gets you there, and plan withdrawals that survive a bad start.
- Beginner
- 20 lessons
- 39 min to complete
7-day preview, no card needed. The course is in the library the day your academy goes live.
Finance
What it covers
What your people will learn.
- Finance
Your retirement number is your yearly spending multiplied by about 25, and you can work it out from last year's bank statements in an evening.
Most people carry a round figure they heard somewhere, assume investment returns will close the gap, and treat the 4% rule as a guarantee. Each of those is a guess. The arithmetic behind them is short, and once you have run it on your own figures you know where you stand and which change would do the most.
You build the number from your own spending, read your real savings rate from a payslip, and see what compounding does over a real career. You learn what the 4% rule actually tested, why the first years of retirement carry the most risk, and three ways to soften a bad start. If you are behind, you price each lever in dollars and choose the ones you can keep. The method works in any country, and account types are named country by country where they come up.
Who it's for
Late starters: feel behind and want the real arithmetic on catching up.
Steady savers: put money away every month and have never checked whether the amount or the accounts are right.
Planners: want one number they can defend and a withdrawal plan they understand.
The lessons
20 lessons, in order.
About 39 min to complete. Add the course and every lesson is yours to publish as it is, or to edit.
- Your Number Comes From Your Spending2 min
- Estimate What Retirement Will Cost1 min
- Explain Your Number to Someone Who Guesses3 min
- Find Your Number Knowledge Check1 min
- Your Savings Rate Beats Your Returns1 min
- Find Your Real Savings Rate1 min
- Read Five Payslips5 min
- What Compounding Does Over a Career2 min
- Build the Pile Knowledge Check1 min
- What the 4% Rule Actually Says2 min
- Why the First Years of Retirement Matter Most2 min
- Three Ways to Soften a Bad Start2 min
- Down 15% in Your First Year3 min
- Draw It Down Safely Knowledge Check1 min
- Four Levers When You Start Late2 min
- Fifty-Two With $300,000 Saved4 min
- Fill Your Accounts in the Right Order2 min
- Run Your Retirement Math1 min
- Run Your Number From Your Own Statements2 min
- Close the Gap Knowledge Check1 min
In your academy
A starting point, not a rental.
A library course works like any course you publish. Add it, make it yours, and your people see it as one of your own.
- 1
One click
Add it to your academy
Find the course in the library, press Add, and it's in your catalog. Publish it as it is, or shape it first.
- 2
Your brand
Rebrand it, edit it
It sits on your domain, in your colours. Change any word yourself, or ask the assistant for your wording, your examples and your policies.
- 3
Practice
Practice and the tutor come with it
Type / in any lesson to add practice, from explain it back to drills and scenarios. Your people can ask the AI tutor about any lesson.
On the same shelf
Other Finance courses your academy opens with. The library holds 150+ across eight tracks.
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