> ## Documentation Index
> Fetch the complete documentation index at: https://fayneos.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Connect Stripe to Accept Payments in Your Academy

> Link your own Stripe account so payments go directly to you. You stay in control of every transaction, minus a per-sale platform fee.

Fayne uses Stripe Connect to process payments, which means every payment a student makes goes directly into your Stripe account. There is no middleman holding your revenue or batching payouts. When you connect your Stripe account, you own the payment relationship with your students. Fayne charges a per-sale platform fee based on your plan (see [Platform fees](#platform-fees)).

## Connect your Stripe account

<Steps>
  <Step title="Go to Settings > Payments">
    In your owner dashboard, open **Settings** and click the **Payments** tab.
  </Step>

  <Step title="Click Connect Stripe">
    Click the **Connect Stripe** button. You are redirected to Stripe to authorize the connection.
  </Step>

  <Step title="Authorize the connection">
    Sign in to your existing Stripe account and approve the connection to Fayne. If you do not have a Stripe account yet, you can create one during this step. Stripe, not Fayne, handles your business and payout details.
  </Step>

  <Step title="Return to your Fayne dashboard">
    Once you approve, Stripe redirects you back to your dashboard automatically. Your account appears as connected, and you are ready to accept payments.
  </Step>
</Steps>

<Note>
  Connecting Stripe requires a paid plan (Starter, Pro, or Scale); free and trial academies cannot connect Stripe. You only need to connect Stripe if you plan to sell paid courses, so if all of your courses are free, you can skip this step.
</Note>

## How Stripe Checkout works

When a student buys from you, whether a single paid course, a bundle, or the Academy Pass (see [Offers](/docs/payments/offers)), they go through Stripe Checkout, a hosted payment page served directly by Stripe. You do not build or maintain a payment form. Stripe handles card validation, 3D Secure authentication, and international card support automatically.

<CardGroup cols={2}>
  <Card title="Stripe Checkout" icon="credit-card">
    A secure, hosted payment page. Stripe handles the form, card processing, and fraud detection.
  </Card>

  <Card title="Global payments" icon="globe">
    Stripe Checkout supports major card networks and local payment methods across many countries.
  </Card>
</CardGroup>

<Note>
  Checkout is hosted by Stripe. To control how the checkout page looks, use the branding settings in your own Stripe dashboard, which apply to your connected account.
</Note>

## Sell in your own currency

By default, academies price and charge in US dollars. If your connected Stripe account settles in a different currency, such as euros or pounds, you can switch your academy to sell in that currency instead.

<Steps>
  <Step title="Open Settings > Payments">
    With Stripe connected, the **Selling currency** card appears on the Payments page. It offers exactly two options: USD or your Stripe account's own settlement currency.
  </Step>

  <Step title="Pick your currency before your first sale">
    Choose the currency you want every price in your academy to use. All offers, course prices, and checkout pages follow it.
  </Step>
</Steps>

<Warning>
  The selling currency **locks permanently after your first sale**, so decide before you start selling. The switch is also unavailable while fixed-amount [coupons](/docs/payments/coupons) are active, because those coupons carry a specific currency.
</Warning>

## Platform fees

Payments are made directly on your connected Stripe account. Fayne deducts an application fee on each paid sale based on your plan:

| Plan    | Fayne fee per sale |
| ------- | ------------------ |
| Starter | 5%                 |
| Pro     | 3%                 |
| Scale   | 0%                 |

Connecting Stripe and selling paid courses requires a paid plan (Starter, Pro, or Scale). Free and trial academies cannot connect Stripe. Stripe's own processing fees apply separately and are set by Stripe.

## Revenue dashboard

Your owner dashboard includes a revenue summary in two places: **Sell → Transactions** (the per-transaction ledger, with CSV export) and **Insights** (trends and per-course breakdowns).

<CardGroup cols={2}>
  <Card title="Gross sales and net" icon="circle-dollar-sign">
    Gross sales and your net after Fayne and Stripe fees, for the period you select.
  </Card>

  <Card title="Revenue over time" icon="chart-line">
    A chart of revenue across the selected period so you can spot growth and seasonal patterns.
  </Card>

  <Card title="Per-course breakdown" icon="book-open">
    Revenue attributed to each course, so you can see which courses are driving the most sales.
  </Card>

  <Card title="Refunds" icon="rotate-left">
    Refunds are tracked and deducted from your net revenue figures.
  </Card>
</CardGroup>

For full transaction history, disputes, and payout schedules, open your Stripe dashboard from the Payments page.

## Failed and refunded payments

If a student's payment fails, they get nothing: no access is granted until Stripe confirms the payment. Stripe handles card-failure notifications according to your Stripe settings.

<Warning>
  You can refund a payment in place from **Sell → Transactions** or from the student's detail panel, or issue it from your Stripe dashboard. When a payment is **fully refunded or disputed**, Fayne automatically ends the access that purchase granted and reflects it in your revenue figures (a dedicated Refunds total, deducted from net). A partial refund records the amount but leaves access intact. Check your Stripe dashboard for the complete record, including disputes and payouts.
</Warning>

## Common questions

<AccordionGroup>
  <Accordion title="Do you support PayPal, Paddle, or other payment processors?">
    Payments run through Stripe only, using Stripe Connect, so funds settle directly in your own Stripe account. There is no PayPal or Paddle option today. Stripe Checkout still accepts major card networks and many local payment methods, so most buyers can pay the way they prefer.
  </Accordion>
</AccordionGroup>